There are numerous arguments whether renewing your COE is a good idea in the first place. We’ll stay clear of those. This article is for those of you who decide that you want your existing COE renewed. Here’s the underlying process to renew your COE!

If you want to renew your COE for an existing vehicle, you don’t need to bid for COE. That’s the good news. The bad news is that you still do need to pay PQP (Prevailing Quota Premium). Another option is to opt for a 5-year renewal, which will cost you 50% of the PQP.

If you fail to do this in time and your COE expires, your car will no longer be registered.

The price of PQP depends on the average price of COE in the last three months. Yes, that does mean that the price can vary noticeably. However, this being the average value also means you are protected from sudden and temporary surges in pricing.

Before opting for 5- or 10-year renewal, make sure you can renew the 5-year COE again (provided you want to do this in the first place). This depends on the category of your car and your COE’s expiry date.

Ways to Renew Your COE

You can do it online – just click on this link. You will need your vehicle number, COE Rebate number, NRIC number and a valid internet banking account with sufficient funds. Also, most banks have a daily internet payment limit, so make sure that the amount is within the limit.


The second option is renewing your COE by post. This needs to be done at least two weeks before the expiration date of your current COE. Your application form and payment must reach LTA before the end of the month. Moreover, as they say, “the proof of posting is not proof of receipt”. If you opt for renewal by post, the application date used will be the date when LTA received your application. Renewing by post might be the worst option at the moment. There are simply too many uncertainties that there is no way you can be relaxed until the entire process is completed.



The third option is renewal in person at LTA Customer Service Centre. The address is 10 Sin Ming Drive, Singapore. If you do this before the CEO expiry, this is the process. You can pay the PQP in cash, by cheque or cashier’s order. You can also pay by card if the daily limit is not exceeded. The payment method chosen also carries some peculiarities. For example, if you opt for the cheque payment, the COE can be renewed only after the cheque has been cleared. If it is not cleared the renewal application gets cancelled and you will have to pay a fee of $20 for processing and cancellation.


If you get into the process to renew your COE within one month of the COE expiry, only cashier’s order, NETS or cash are acceptable. Moreover, you will have to pay the late payment fee. This fee varies between $50 for private cars with the engines whose displacement is below 1,000ccm and goes up $50 for every class higher until it reaches $250 for cars whose engines are larger than 3 l.

Need help covering the cost?

While not as expensive as buying a new car, renewing your COE might still present you with a notable financial burden. Luckily, there are loan options available to help lighten that burden. Genie Financial Services offers an attractive rate and easy process. Anyone above 18 is eligible for this loan, but those aged 18-21 would need a guarantor above 21 years old.

NOTE: As you can probably notice, regardless of the type of the vehicle, renewal option or payment method, the COE renewal application has to reach LTA within one month of the expiration date at the latest.